Flood Damage >> What Losses Does Flood Insurance Protect Against

Desiccants like those listed below are usually available at hardware, grocery, or drugstores. Chemical dehumidifier packs used for drying boats and damp closets. Cat litter made of clay. Calcium chloride pellets used for melting ice in the winter.Hang pellets in a pillow case,nylon stocking, What Losses Does Flood Insurance Protect Against or other porous bag. Put a bucket underneath to catch dripping water.

Close the closet or area being dried. Be careful.Calcium chloride can burn your skin. It will also make the air salty, What Losses Does Flood Insurance Protect Against so do not use this product near computers or other delicate equipment. Call a contractor. There arecontractors who specialize indrying out flooded buildings.They have large fans and dehumidifiers that can dry out ahouse in a few days.

Look inthe yellow pages under Fire andWater Damage Restoration orunder Dehumidifying. Becareful about contractors whoinflate prices after a disaster andabout out-of-town contractorswho inflate prices after adisaster and What Losses Does Flood Insurance Protect Against about out-of-towncontractors who request payment in advance.

Be patient. Drying your homecould take several weeks. Untilyour home is reasonably dry, damage caused by mildew and What Losses Does Flood Insurance Protect Against decaywill continue. The musty odorwill remain forever if the home isnot thoroughly dried out well.Sort Contents and DiscardDebrisYou have three types of contentsthat should go to three differentplaces: items you want to save items to be discarded garbage.

Things you want to saveMove these to a safe, dry place,such as the second story or outside. The longer they sit in water,the more damaged they become.In some cases, What Losses Does Flood Insurance Protect Against you may only beable to move them to one roomwhile you clean the other rooms.

Don't leave wood furniture in thesun or it will warp when it dries.To save an area rug, What Losses Does Flood Insurance Protect Against lay a sheet orsome other material on top so thecolors will not bleed. Clean itpromptly.Things you don't want to savePut things you don't want to saveoutside to dry until the adjustercomes to confirm your losses.

Take pictures or videotapes andlist each item for the record. Ifyou are not sure whether to throwsomething out, decide whether itis worth salvaging by checking theinformation in Step 6. What Losses Does Flood Insurance Protect Against

Should I Throw them Out?UsuallyMattresses, pillows, foam rubber,large carpets, carpet padding,upholstered couches and chairs,books, paper productsAlwaysFood, cosmetics, medical supplies,stuffed animals, baby toys. GarbageGet rid of food and anything elsethat could spoil or What Losses Does Flood Insurance Protect Against go bad immediately.

Don't let garbage buildup. Garbage piles will cause yetanother health hazard by attracting animals and insects. If yourinsurance adjuster has not come,tell your agent or What Losses Does Flood Insurance Protect Against adjuster that youneed to get rid of potential healthhazards. That person will tell you how to make sure that your lossesare covered.

Then throw the stuffout, preferably in sealed plasticgarbage bags.Don't take chances with frozenfood if electricity went off unlessfood is still thoroughly frozen andcontains ice crystals. As a rule,food will remain frozen for up tothree days in a closed freezer without power. What Losses Does Flood Insurance Protect Against

Don't refreeze thawedfood. However, you can cook andthen freeze raw meat that was partially thawed and What Losses Does Flood Insurance Protect Against then refreeze it.Dispose of discarded itemsproperly. Do not burn or burythem. There will usually be morefrequent garbage pickups after aflood.

Your local TV and radiostations will have announcementsconcerning trash pickup schedules What Losses Does Flood Insurance Protect Against and drop-off sites.How Floodwaters AffectYour HomeOnce contents and debris havebeen cleared, the next step is to getthe water out of the ceilings andwalls.

How you drain and dryyour ceilings and walls depends onwhat they are made of.Wallboard.Most ceilings and What Losses Does Flood Insurance Protect Against walls are covered with wallboard, especially innewer homes. Wallboard will actlike a sponge, drawing water upabove the flood level.

It becomesvery fragile if it stays wet for longand will fall apart when bumped.When the wallboard finally dries, What Losses Does Flood Insurance Protect Against there will still be mud and contaminants dried inside.Wallboard that has been soakedby floodwater presents a permanent health hazard.

Therefore,this book recommends that youthrow out flooded wallboard. Onthe other hand, if the wallboardwas soaked by clean rainwater, What Losses Does Flood Insurance Protect Against itcan be dried in place with plentyof fresh air moving through thearea.Plaster.Plaster will survive a flood betterthan wallboard. It should nothave to be replaced but it will takea verylong time to dry.

Sometimes the plaster willseparate from the wood laths as itdries. Then the wall will have tobe removed and replaced.Insulation.There are 3 main types of insulation and What Losses Does Flood Insurance Protect Against each reacts differently tofloodwaters. Styrofoam survivesbest; it may only need to be hosedoff.

Fiberglass batts should bediscarded if they are muddy. Ifsoaked by clean rainwater, removethem so the rest of the wall candry. They can be put back in thewall, What Losses Does Flood Insurance Protect Against but it will take a very longtime to dry.Cellulose (loose or blown-intreated paper) insulation will holdwater for a long time.

It can alsolose its antifungal and fire retardant abilities. Therefore, floodedcellulose insulation should bereplaced.Wood.If allowed to dry naturally, woodwill generally regain its originalshape. Different layers of laminated wood, such as plywood, What Losses Does Flood Insurance Protect Against maydry at different rates, causing thelayers to separate.

Wood always has some water in it,but a flood can bring its moisturecontent up to 30 percent. Thiscauses swelling. However, ifallowed to dry naturally, woodwill usually go back to its originalshape. Unlike wallboard, What Losses Does Flood Insurance Protect Against wetstuds and sills that are touched byfloodwaters do not need to bethrown out.

Hollow wood doorsusually have cardboard spacers inthe middle that lose their shapewhen wet. Generally, these doorscome apart after they are floodeds What Losses Does Flood Insurance Protect Against and need to be replaced. Some contaminants will stay inthe wood pores after it dries, butnot as much as stays in floodedwallboard.

Wood studs and sillswill be covered by new wallboardand painted, What Losses Does Flood Insurance Protect Against so they are wellremoved from human contact.Therefore, wet wood studs andsills do not need to be replaced ifthey are allowed to dry properly.Drain the Ceilings andWallsCeilingsCheck for sagging ceilings.

Drainthem carefully as shown in Step 2.If the floodwaters went above yourceiling, you should replace it if itis made of wallboard. A plasterceiling will dry eventually, What Losses Does Flood Insurance Protect Against but if ithas too many cracks or sags, youwill have to tear it down andreplace it. Remove any wet insulation in the ceiling to allow thejoists to dry.

Mold Remediation Cost

After cleaning up mold, using a high efficiency (HEPA) vacuum or air cleaner may help to get rid of mold spores in the air. You may be able to borrow a HEPA vacuum. Call your local or state health department to ask. If you find an area of mold greater than 15 square feet, Mold Remediation Mold Remediation Cost   read more..

Mold Caused By Basement Flooding

FREQUENTLY ASKED QUESTIONS ABOUT FLOODING, MOLDS, AND HEALTH Q. What does "thoroughly washed" mean? A. Washed in hot, soapy water. Q. What should I do about the floors, walls, and ceilings? A. Vinyl floors, drywall, insulation, and in some cases ceilings should be removed Mold Remediation Mold Caused By Basement Flooding and replaced  read more..

Tree Removal From Flood Damage

Monitoring costs in operations we reviewed ranged from 20% to 33% of the total cost of debris operations. Other reviews have reported monitoring costs of as FEMA's Oversight and Management of Debris Removal Operations Page 23 much as 50% of total debris costs. Having enough FEMA, state, or local off  read more..

Fire Damage

When a building that has electronic equipment stored in it has sustained a certain amount of fire, this will release the fire alarm and employing the fire sprinklers sending water into the fragile components. When this happens the equipment must be taken to a Electronic Restoration Fire Damage restoration facility where t  read more..

Flood Does Bleach Kill Mold

Basement Flood - Does Bleach Kill Mold Should I test for mold? Mold testing can be expensive and time consuming, and it usually requires special equipment and trained technicians to obtain reliable results. But most importantly, you probably will not get the results from your mold test for a couple   read more..

Sewage Cleanup

Occasionally there are homeowners that complain about Odor Control Sewage Cleanup from their onsite sewage backup. Although many people understand that sewage cleanup has a particular odor, there are steps that can be taken to limit these sewer odors in the home and yard. Gases from an onsite cleanup could be a pro  read more..

How To Do Black Mold Removal

Mildew and molds are fungi - simple microscopic organisms that thrive anywhere there is a moist environment. Molds are a necessary part of the environment; without them, leaves would not decay and aspects of soil enrichment could not take place. It is their ability to destroy organic materials, howe  read more..

Structural Drying

In homes that have a basement or a slab-on-grade foundation, Radon Mitigation Structural Drying is usually reduced by one of four kinds of soil depressurization: sub slab depressurization, drain tile depressurization, sump hole depressurization, or block wall depressurization.
Active sub slab depressurization (al  read more..

How To Get Hold Of Black Mold

Molds are a normal part of the environment, and are naturally present in both indoor and outdoor environments year round. molds are fungi, with thousands of known species, and there aremold of virtually every color. molds produce tiny cells or "spores" that spread throughout the air. These spores  read more..

What Are The Dangers Of Sewage Backups

Use of root remover products - A number of root remover products are available commercially. Be sure to follow all of the manufacturer's instructions. Although these products may not completely eliminate the growth, they may increase the interval between Sewage Cleanup What Are The Dangers Of Sewage Backups needed rodding. 3. Sewer pipe   read more..