Smoke Damage >> What Are The Dangers Of Smoke Damage

The fire department has responded under emergency conditions to control and extinguish your fire. In some cases forced entry, causing some damage, may have been required to quickly extinguish the fire. Even small fires often produce large volumes of heat and smoke making it difficult for firefighters to locate the fire in your building until they get the smoke and What Are The Dangers Of Smoke Damage heat out.

The fire department will perform basic clean-up and water removal to assure that the fire is out and What Are The Dangers Of Smoke Damage to prevent further damage. It is the owner's responsibility to take the additional actions necessary to further protect the building and contents beyond any temporary measures provided by the fire department The First 24 Hours Insurance Information 

If You ARE Insured If you are insured, your insurance will be the single, most important factor in recovering from a fire loss. Your insurance adjuster may be able to assist you in making immediate repairs or help you in securing your home. If you are unable to contact your agent and What Are The Dangers Of Smoke Damage need professional assistance in boarding up your home, you may contact a general contractor or fire damage restoration firm. 

It is critically important to coordinate with the insurance adjuster before contracting for any restoration services. You may violate the insurer's responsibility by contracting without their knowledge What Are The Dangers Of Smoke Damage or consent.Ask your insurance company what to do about the immediate needs of the dwelling, which may include covering doors, windows, and other exposed areas, and pumping out water.

Consult with your insurance company regarding what actions are required of you. Some policy holders may be required to make an inventory of damaged personal property showing in detail the quantity, What Are The Dangers Of Smoke Damage description and how much you paid for the items. Get renters or property insurance. A common misperception among renters is that they are covered by their landlord's insurance. 

Although landlords do carry insurance policies, they only insure the physical building against damage. Their insurance policy does not cover personal assets in your apartment. A number of insurance policies are available to homeowners, renters or What Are The Dangers Of Smoke Damage condominium owners. It is highly recommended that you explore the many options and select a policy that is right for you. 

Your insurance policy is a contract between you and the insurer. Your responsibilities after a fire loss include: Providing immediate notice of the loss to the insurance company or What Are The Dangers Of Smoke Damage the insurer's agent or broker. Protecting the property from further damage by making sensible or necessary repairs such as covering holes in the roof or walls. 

Taking reasonable precautions against loss, such as draining water lines in the winter if the house will be unheated for some time. The insurance company may refuse to pay losses that occur from not taking such reasonable care. Making an inventory of damaged personal property with detail regarding quantity,description, original purchase price, purchase date, damage estimate and What Are The Dangers Of Smoke Damage replacement cost. 

Consider taking photographs or What Are The Dangers Of Smoke Damage videotapes of the damage where it occurred for further documentation to support your claim. Cooperating with the insurer or his/her adjuster by making the damaged property available to the insurance officer. Keeping copies of all documents and pictures that you give to the claims adjuster or insurance company for your files.

You may also need to submit, within a stated time period, a formal statement of loss.Such statements typically include: The time and cause of loss. The names and addresses of those who have an interest in the property. These might include the mortgage holder, What Are The Dangers Of Smoke Damage a separated or divorced spouse or a lien holder. 

Building plans and specifications of the original home and What Are The Dangers Of Smoke Damage a detailed estimate for repairs. Restoration Services You or your insurer may hire the services of a fire damage restoration firm. It is important to coordinate with the insurance company/adjuster before contracting for any services. If you intrude in the insurer's area of responsibility by contracting for services without their knowledge or consent, you may be left with bills to pay that otherwise would have been covered by the insurer. 

Check references before hiring any company for repairs. These firms provide a wide range of services that may What Are The Dangers Of Smoke Damage include some or all of the following: Securing the site against further damage. Estimating structural damage. Repairing structural damage. Estimating the cost to repair or renew items of personal property.  

Packing, transporting and storage of household items. Securing appropriate cleaning or repair subcontractors. Storing repaired items until needed.Protect Your Property You must provide "reasonable care” to protect your remaining personal property in order for your insurance policy to remain in effect. Board up the windows and What Are The Dangers Of Smoke Damage doors if damaged and cover holes in the roof with plywood, tarps and tar paper. 

If the weather is cold, make sure all the plumbing is shut off and drained. Contact the gas company to have all appliances such as the stove or range, hot water heater and furnace, checked for safety. Contact a reputable electrician to have all affected electrical equipment and wiring checked for safety and What Are The Dangers Of Smoke Damage serviceability before reconnecting. 

If firefighters had to remove your meter or cut your service, contact the electric company or What Are The Dangers Of Smoke Damage have your electrician fix them. Be sure to coordinate ALL services in advance with your insurance company/adjuster. If you are charged for any of these services, save your receipts as proof of money spent related to your fire loss. 

This will help verify losses claimed on your income taxes.If You Are NOT Insured If your property is not insured, or if your insurance will not cover all of your losses, What Are The Dangers Of Smoke Damage contact your family attorney or the Internal Revenue Service for direction. You may be eligible for casualty loss. Contact the Internal Revenue Service Office and request:Publications 547 Tax Information on Disasters, Casualty Losses and Thefts.

If you are not insured and need assistance, What Are The Dangers Of Smoke Damage contact your local disaster relief services for assistance. The American Red Cross is available to assist you 24 hours a day, seven days a week. They can also help with your immediate needs such as food, clothing and housing and identify agencies that can help from your community.

Storm Damage

If you live in a part of the country that have storms on a somewhat regular basis, like if you live in an area that constantly has hurricane damage. You might be able to prepare yourself and your home for the ensuing storm by protecting the most vulnerable areas like your doors and windows. T  read more..

Hurricane Gustay Flooding

I got my flu vaccine last year; do I need another one this year?Yes. Flu vaccination is recommended every year. Immunity to influenza viruses from the vaccine declines over time and may be too low to provide protection after a year. The flu vaccine protects against three strains Water Damage Hurricane Gustay Flooding of in  read more..

How To Secure A Fenced Perimeter

Hurricane Ike 2008 Ike was a long-lived and major Cape Verde hurricane that caused extensive damage and many deaths across portions of the Caribbean and along the coasts of Texas and Louisiana. It originated from a well-defined tropical wave that moved off the west coast of Africa on August 28 and&n  read more..

Fire Smoke Restoration Procedures

Recommendations for the Selection and Use of Protective Clothing and Respirators Against Biological Agents Resulting from a Suspected or Known Terrorism Event The recommendations for personal protective equipment, including respiratory protection and protective clothing, are based upon the anticipat  read more..

Classifications Of Smoke Damage

The maximum optical density, Dm, is used primarily in ranking the relative smoke production of a material and in identifying likely sources of severe smoke production. Concerns with the test include the relatively low heat flux exposure, vertical sample mounting, and Smoke Damage Classifications Of Smoke Damage oxygen supply wit  read more..

Lead Paint In All Construction Work

This section applies to all construction work where an employee may be occupationally exposed to lead. All construction work excluded from coverage in the general industry standard for lead by section 5216(a)(2) is covered by this standard. Construction work is defined as work for construction, alte  read more..

Should You Install A Dehumidifier In Your Crawl Sp

A building that has been flooded can be a dangerous place. This page will provide you information about cleaning up and making your home safe to live in again. See also Going Back In and Being Safe. Stay Safe while you Work.
Crawl Space Drying Should You Install A Dehumidifier In Your Crawl Sp Wear a hard hat and safety goggles when there is a danger o  read more..

How To Remove Smoke Smell From Fire Damaged

One year after a deadly home fire killed six children in Holmes County, Miss., national organizations and local leaders are working together to prevent a similar tragedy. The NFPA (National Fire Protection Association), the U.S. Fire Administration(USFA) and Fire Damage How To Remove Smoke Smell From Fire Damaged the Mississippi High-Risk Fire Safet  read more..

White Mold

Toxic White molds Some mold, such as Aspergillus versicolor and Stachybotrys atra (chartarum), are known to produce potent toxins under certain circumstances. Although some mycotoxins are well known to affect humans and have been shown to be responsible for human health effects, for many mycotoxins,  read more..

Companies That Clean Rentals

Landlord's noncompliance as defense to action for possession or rent. (a) In an action for possession based upon nonpayment of the rent or in an action for rent when the tenant is in possession, the tenant may counterclaim for any amount recoverable under the rental agreement or this chapter. If a c  read more..