Flood Damage >> FEMA Map

If my community is not participating in the CRS, what can I do to have my community join? The decision to join the CRS is a voluntary action of a community's elected officials. As with many community actions, citizens can contact their local elected officials and encourage the community to consider learning more about FEMA Map joining the CRS. 

Additional technical assistance resources are available through 1-800-427-4661, which can provide further assistance about joining the CRS. The CRS website FEMA Map also provides additional contact information for technical assistance with applying for the CRS. 23. How can I learn more about the CRS? The CRS has an informative website, the "CRS Resource Center," at FEMA.

The CRS Resource Center provides introductory materials for the curious as well as technical materials for veteran CRS communities. 24. How can a community acquire the CRS Coordinator's Manual and other FEMA Map information describing the program? The CRS Coordinator's Manual, additional CRS publications, and software may be ordered online or by writing, phoning, or faxing a request to the NFIP/CRS. 

Contact information is listed in the "Additional Resources" section starting on page 52 of this book. All publications are free, and the computer software for completing the FEMA Map application is also available at no charge. 25. Who may purchase a flood insurance policy? NFIP coverage is available to all owners of eligible property (a building and/or its contents) located in a community participating in the NFIP. 

Owners and renters may insure their property against flood loss. Owners of buildings in the course of construction, condominium associations, and FEMA Map owners of residential condominium units in participating communities all may purchase flood insurance. Condominium associations may purchase insurance coverage on a residential building, including all units, and its commonly owned contents under the Residential Condominium Building Association Policy (RCBAP). 

The unit owner may separately insure personal contents as well as obtain additional building coverage under the Dwelling Form as long as the unit owner's share of the RCBAP and his/her added coverage do not exceed the statutory limits for a single-family dwelling. The FEMA Map owner of any condominium unit in a non-residential condominium building may purchase only contents coverage for that unit. 

How can property owners or renters find out if their community participates in the NFIP? NFIP coverage is available only in participating communities. Almost all of the nation's FEMA Map communities with serious flooding potential have joined the NFIP. The NFIP provides a list of participating communities in the Community Status Book. 

To learn if your community participates in the NFIP, refer to this list online at FEMA Map or contact your community official or insurance agent. 27. How can a property owner determine whether or not his or her property is in a Special Flood Hazard Area (SFHA)? FEMA Map provides mapped communities with a single paper map of their community. 

The maps are generally kept in community planning or building permit departments where they should be available for review. In addition, digital flood maps can be viewed on FEMA MAP's Map Information exchange (FMIX) website at FEMA map. Property owners can also contact their FEMA Map insurance agent, who usually has access to FEMA MAP maps or to a Flood Zone Determination service. 

What types of property may be insured against flood loss? Insurance may be written on any building eligible for coverage with two or more outside rigid walls and a fully secured roof that is affixed to a permanent site. Buildings must resist flotation, collapse, and FEMA Map lateral movement. The structure must be located in a community that participates in the NFIP. 

Manufactured (i.e., mobile, travel trailers without wheels) homes that are affixed and anchored to a permanent foundation are eligible for coverage. Contents coverage for personal belongings located within an FEMA Map eligible building can also be purchased. 29. What kinds of property are not insurable under the NFIP? 

Buildings entirely over water or principally below ground, gas and liquid storage tanks, animals, birds, fish, aircraft, wharves, piers, bulkheads, growing crops, shrubbery, land, livestock, roads, machinery or equipment in the open, and most motor vehicles are not insurable through the NFIP. 30. What is a Section 1316 designation and FEMA Map how does it impact flood insurance availability? 

A Section 1316 designation is given to buildings that are constructed or altered in such a way as to place them in violation of state or local floodplain management laws, regulations, or FEMA Map ordinances. Contents and personal property contained in these buildings are ineligible for coverage. NFIP flood insurance is not available for buildings with a Section 1316 designation. 

A community official may request that FEMA Map rescind the Section 1316 designation when the structure is determined compliant with the floodplain management laws, regulations, or ordinances. 31. How is flood insurance purchased? 

After a community joins the NFIP, a policy may be purchased from any licensed FEMA Map property insurance agent or broker who is in good standing in the state in which the agent is licensed or through any agent representing a Write Your Own (WYO) Company, including an employee of the company authorized to issue the coverage. 

The agent will complete the flood insurance application, obtain the proper supporting documentation required, and FEMA Map determine the rates for establishing the flood insurance premium. The steps to purchase flood insurance are as follows: Identify the flood zone in which the structure is located. 

Complete the flood insurance application. If required, FEMA Map obtain supporting documentation (i.e., elevation certificate, photos, zone determination). Submit the completed application, supporting documentation, and full premium to the insurer.

Remove Lead Paint From Your Business

Employers shall institute a medical surveillance program for all employees who are or may be exposed at or above the action level for more than 30 days per year. (B) The employer shall assure that all medical examinations and procedures are performed by or under the Lead Paint Removal Remove Lead Paint From Your Business supervision of a l  read more..

How To Become A Mold Inspector

Mold can make some people sick. The problems mold cause are often the same as any allergy that affects your nose, throat, and lungs.The most common health problems due to mold are: runny nose stuffy head itchy eyes cough trouble breathing sore throat sneezing headaches rash fatigue upper respiratory  read more..

How To Clean A Crime Scene At A Homocide

In response to an inquiry from the Association, the Centers for Disease Control has stated that no dental staff members (hygienist, assistant, dental laboratory technician) Crime Scene Cleanup How To Clean A Crime Scene At A Homocide have been reported to have been infected with HIV as a result of occupational exposure. 

  read more..

How To Clean A Meth Lab House

This document is designed to assist property owners, certified meth cleanup contractors, and state andlocal authorities with their efforts to reduce exposure to contamination from former drug labs ininhabitable properties as defined in KRS 224.01-410. The guidance is based on current informatio  read more..

How To Keep A Mold Smell Out Of The Crawlspace

The principal perceived advantage of a vented crawl space over an unvented one is that venting may limit radon and moisture-related decay hazards by diluting the crawl space air. Crawl Space Drying How To Keep A Mold Smell Out Of The Crawlspace Additionally, providing a vented crawlspace may make sense in flood-prone areas such as coastal zones subj  read more..

How To Begin To Declutter A Hoarding Situation

Too much clutter and dirt in your home can cause germs, pests, and contaminants to collect, which can make your family sick. A dirty home can put your family at risk for poisonings and injuries, and can cause health problems like asthma."Keeping a home clean includes controlling the source, creating  read more..

Mold Remediation

When your building is contaminated with sewage backing up from the septic lines, or some kind of flooding in your building occurs that involves sewage, as in the case of river flooding, a serious threat to the human health exists. Without the appropriate action, extensive Sewage Cleanup Mold Remediation damage to your   read more..

Asbestos Exposure

What is asbestos exposure? Asbestos exposure is the name given to a group of minerals that occur naturally in the environment as bundles of fibers that can be separated into thin, durable threads. These fibers are resistant to heat, fire, and chemicals and do not conduct electricity. For these reaso  read more..

Remove Protein Smoke Odor From A Home

Collection recovery was postponed by the cleanup and refurbishment of the building and by a slow bureaucratic response to recovery, which resulted in staffing delays. The bulk of collection recovery by conservators was further slowed by the necessity to clean a gallery (which included some collectio  read more..

If You Are Exposed To Lead Poisoning

If you are exposed to lead above the PEL, or if you are exposed to lead compounds such as lead arsenate or lead azide which can cause skin and eye irritation, your employer must provide you with protective work clothing and equipment appropriate for the hazard. If work clothing is provided, it must   read more..