Wind Damage >> Debris Cleanup From Tornados

Direct costs can be defined as the cost of debris removal, property damage, and response for a specific tornado event. All other costs are indirect and include loss of industrial and commercial productivity as a result of damage to infrastructure, facilities, or interruption of services. As a result, Debris Cleanup From Tornados most estimates of loss are far too conservative. 

The vulnerability assessment documented above was unable to also provide any loss estimates as they relate to possible State losses for the hazard of Debris Cleanup From Tornados wind. None of the ICRMP facilities were located in the wind zones termed of highest risk. Bonner County was the only local plan that provided loss estimation data. 

The county estimated that $4,585,672,000 in damage could be caused by a tornado event. Mitigation Rationale Two types ofsignificant wind hazards are possible in Idaho, straight-line winds and Debris Cleanup From Tornados tornadoes. Both are generally associated with severe thunderstorms. 

Lesser, similar wind events (such as "dust devils”) may occur during small storms and even during clear weather, Debris Cleanup From Tornados but they generally do no damage. Strong winds are also often associated with dramatic atmospheric pressure differentials across weather fronts. 

These winds may be accelerated by terrain features such as canyons and mountain passes, where they can reach high speeds. Although they may contribute to the overall impact of a storm, Debris Cleanup From Tornados they are rarely damaging by themselves. Tornadoes often cause injury and death. There are, on average, about 60 tornadorelated deaths per year in the United States. 

Severe property damage is also caused by tornadoes, with average annual losses estimated at around $1.1 billion nationally. Buildings with large surface areas and Debris Cleanup From Tornados those that are not structurally sound are most susceptible to tornado damage. Nearly 40 percent of all tornado fatalities take place in mobile homes. 

Automobiles and other vehicles, including train equipment and aircraft, are vulnerable to tornado damage. Loss of utilities (primarily due to fallen trees) is common following tornadoes and Debris Cleanup From Tornados depending on circumstances, communities might be deprived of almost any kind of goods and services including food, water, and medical care. 

Crop and livestock loss is also possible, as is loss of timber production. The impacts of straight-line winds are virtually the same as those from tornadoes with similar wind speeds. The damage is distinguishable from that of a tornado only in that the debris is generally deposited in nearly parallel rows. Downbursts are particularly hazardous to aircraft in flight. 

One report (http://www.colorado.edu/hazards/awards/paper-competition/walker_grad.pdf) covering the 18-year period from 1986 through 2003 attributed 153 deaths and Debris Cleanup From Tornados 2,605 injuries to derechoes (a type of straight-line wind) nationally. 

This report also estimated the economic loss from a single derechoes event on May 31, 1998, which struck Debris Cleanup From Tornados the States of Michigan, Minnesota, and Wisconsin at nearly $0.5 billion. 

In the areas around Twin Falls County (U.S. Highway 93) and Cassia County (U.S. I-84), anecdotal information indicates that there have been fatalities along both of these corridors attributable to straight-line winds. Structures in wind-hazard areas should be designed and Debris Cleanup From Tornados built to withstand the projected wind speeds. 

Wind-resistant construction techniques include proper anchoring of walls to foundations, use of hurricane straps and clips to hold the roof of a structure to its walls, and lateral roof and Debris Cleanup From Tornados wall bracing. Manufactured and mobile homes, in particular, need anchoring. 

Structural retrofitting of existing structures can reduce damages; particular concern should be given to the roof, windows, doors, and anchoring to the ground or foundation. In areas of very high hazard, Debris Cleanup From Tornados hardened "safe roofs” can be constructed for shelter during events. Nonstructural retrofitting can also be effective at reducing damages (and will mitigate seismic hazards). 

Examples of nonstructural retrofitting include anchoring loose objects (potential missiles) and water heaters, removing trees from the immediate vicinity of the house, securely anchoring outbuildings and other outdoor objects, and installing plastic film on windows and Debris Cleanup From Tornados doors to minimize the impact of shattering glass. 

Other nonstructural methods might include both natural vegetation and engineered windbreaks, which would serve in all seasons (i.e., snow fences). Information/Outreach and Debris Cleanup From Tornados Public Education In areas that have not seen recent wind events, the hazard may be seriously undervalued. 

Many residents and property owners may be unaware that their lives and properties are in high-risk areas. Residents and property owners should be informed of known wind hazards and educated in mitigation techniques. Manufactured and Debris Cleanup From Tornados mobile homes is high-risk areas should be specifically targeted by education efforts. 

Infrastructure Wind-susceptible critical facilities should not be placed in high-risk areas. Regulatory Adoption and enforcement of wind-resistant building codes and Debris Cleanup From Tornados construction standards can significantly reduce damages caused by high winds. 

Manufactured and mobile homes should be restricted, or sufficient anchoring should be required, in very high-risk areas. Mapping / Analysis / Planning An accurate understanding of a hazard is the first step towards successful mitigation. To fully understand a hazard and Debris Cleanup From Tornados the risk that it poses, the ability to accurately assess vulnerability is vital. 

After vulnerability is determined, it is then possible to assess potential lossesif a state inventory of facilities and infrastructure is available. At the time of the 2013 Plan update, Debris Cleanup From Tornados major advances in the availability of various data inputs allowed for an improved vulnerability and loss assessment to be performed. 

Continued refinement of both vulnerability and inventory data will enable for continued refinements in the risk assessment process. Q&A ‐ Property Losses Due to Flooding and Debris Cleanup From Tornados Wind Driven Rain Q. Will my homeowner policy cover losses due to flooding or ground water? A. No. 

However, Federal flood insurance does cover losses due to flooding, but there is a 30 day waiting period for coverage to become effective after purchase. Q. The interior of my home, including furniture and flooring, Debris Cleanup From Tornados has been damaged by rain from the storm. Is that covered by my homeowner policy? A. Maybe. 

Damage to property in your home caused by rain or wind blown wateris covered under a homeowner’s policy IF the damage isthe directresult of an opening in the roof or Debris Cleanup From Tornados wall ofthe home thatwas caused by wind. Damage caused by rain or wind driven water entering your home through a window left open by you is not covered. 

Q. Is my boat,thatis parked on a trailerin my yard, covered by my homeowner policy? A. Wind or hail damage to alltypes of watercraft oflessthan 26 feet,their trailers,furnishings equipment and Debris Cleanup From Tornados outboard motorsis not covered against wind or hail damage unless the damage occurs while the equipment is inside a fully enclosed building. 

Q. What is covered by my flood insurance policy, and what is not? A. Federalflood insurance does not coverrain entering throughwind‐damaged windows, doors, or a hole in the wall or Debris Cleanup From Tornados roofthatresultsin standing water or puddlesinside your home. 

This type of damage is consideredwind stormdamage and may be covered by your homeowner policy, not yourflood insurance policy. Federalflood insurance covers damage caused by flooding typically caused by storm surge, wave wash,tidal waves, mud flows or Debris Cleanup From Tornados the overflow of any body of water above normal cyclical levels.

Flood Damage

Even if you had taken effort to cover your house from flooding, you may still require Wind Damage Flood Damage insurance if you reside in a floodplain. Homeowner’s policies might not cover wind damage, so you will probably be required to buy another policy from the National Flood Insurance Program (NFIP).   read more..

Federal Grants For Residential Flood Protection

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